Now reconciling cards in the US, UK and Australia
AI reconciliation
for company cards.
Pathgrade finds the receipt, asks the cardholder, codes the line and hands finance a clean month. On the banks and books you already use.
HARBOR SUPPLY CO.
TAX INVOICE #88213
VISA •• 3381
- 03 MARAMZN MKTPLACE SEATTLE184.60
- 03 MARFX CONVERSION FEE5.12
- 04 MARLYFT *RIDE TUE 8PM27.90
- 05 MARFIGMA MONTHLY45.00
Month end shouldn't be a scavenger hunt.
Cardholders are busy doing their jobs. Receipts get lost in pockets and inboxes, and finance ends up guessing who bought what.
The old checklist
- 01Export the statement
- 02Work out whose card it was
- 03Message people for receipts
- 04Match receipts by hand
- 05Code every line in a spreadsheet
- 06Chase the last ten at 6pm on the 30th
412 lines unmatched
Team chat · #finance
Does anyone own the card ending 7702? Figma $45 on the 5th — need a receipt please
Also still missing 3 Lyft rides from last week 🙃
Bumping this again…
Pathgrade handles the follow-up.
It reads your bank feeds, understands each receipt and messages cardholders only about what's missing.
Northside Hardware $96.30 · •• 5120 · 6 Mar
- 10:01Card line lands from the bank feedBank feed
- 10:01Identified as Northside Hardware, card held by Leo M.Card register
- 10:02Receipt found in Leo's forwarded email and matchedReceipt
- 10:02Leo asked which project — one message in TeamsFollow-up
- 10:06Leo replied: fittings for PRJ-307, coded to MaterialsFollow-up
- 10:06Ready for finance approvalDone
Every line, fully explained.
The buyer, the reason, the receipt, the account and the project — together on one row.
What the bank gives you
SQ*BLUEBIRDCAFE 0091 PORTLAND OR **3381 POS PURCHASE CORP CARD
-$38.25 USD · 7 Mar
What Pathgrade adds
- · from the card register
- · seen 11 times before
- · receipt matched from email
- · project confirmed by Ana
Works around the clock, in the apps your team lives in.
Run fully on autopilot or set your own schedules, thresholds and rules.
Always on
Reads new card lines as they post, overnight and on weekends. Your morning starts with the work already done.
Answers from chat
Cardholders reply in Teams, Google Chat or Slack. A photo and a few words is all it takes.
Receipts by email
Forward a receipt or let suppliers send them directly. Pathgrade reads and matches them for you.
Nothing hits your ledger unchecked.
Pathgrade suggests, your rules verify and a person approves. Every change is recorded with who made it and why.
See how it worksLyft $27.90 · •• 6604 · 4 Mar
- Card belongs to Owen Park
- Travel is allowed on PRJ-307
- Receipt attached
- Receipt $24.40 vs bank $27.90 — held for review
14:31 Maya · noted $3.50 tip
14:31 Maya · approved
14:31 Pathgrade · posted to ledger
Security built for finance.
Read-only bank access, encryption in transit and at rest, and your data is never used to train AI models.
Read-only access
Pathgrade reads transactions and balances. It cannot move money or issue cards.
Encrypted throughout
TLS 1.2+ in transit, AES-256 at rest, and single sign-on for your whole team.
Your data stays yours
No model training on customer data. Export or delete everything whenever you like.
Connects to what you already use.
Thousands of banks via open banking feeds, any bank by CSV, and the major accounting and chat tools.
90%
of card lines coded without anyone typing
4 days
faster month-end close on average
3 regions
North America, Europe and Australia
Close the month without the chase.
Connect your cards, invite your team, and let Pathgrade collect the receipts and answers for you.